Financing Like No Other
Learn more about our services below
DSCR Mortgage Program
A Debt Service Coverage Ratio (DSCR) mortgage is designed for real estate investors who want to qualify based on a property’s income—not personal tax returns. Instead of analyzing paystubs or W-2s, we evaluate whether the rental income can cover the monthly mortgage payments. This program is ideal for investors scaling their residential or commercial portfolios with flexible documentation and faster approvals.
Bank Statement Mortgage
Our Bank Statement Mortgage program is built for self-employed borrowers who may not qualify using traditional income documentation. Instead of tax returns, we review 12–24 months of business or personal bank statements to determine qualifying income. This program provides flexibility for entrepreneurs, independent contractors, and small business owners seeking property-based financing.
Small Business Line of Credit
A Small Business Line of Credit offers revolving access to capital that you can draw from as needed. It’s perfect for managing cash flow, covering operational expenses, or taking advantage of new opportunities. Funds can be accessed at any time, and you only pay interest on what you use. Designed for businesses seeking flexible, ongoing financing rather than a fixed-term loan.
Bridge Loan Program
Our Bridge Loan Program provides short-term financing to help you quickly secure or reposition a property. Whether you’re waiting for long-term financing to finalize, renovating, or preparing to sell, a bridge loan gives you fast access to capital based on the property’s value. These loans are ideal for both residential and commercial real estate projects requiring speed and flexibility.
Property-Based Note Financing
ABC Lower specializes in financing secured by real estate notes. Whether you hold residential or commercial property-based notes, we provide liquidity solutions that convert your note into immediate working capital. This program is ideal for note holders, lenders, or investors looking to leverage their existing notes without selling the underlying property.
